How Medical Debt Is Affecting American Families’ Finances

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Medical debt is one of the biggest financial threats facing American households today. Even insured families can fall into debt after a single hospital visit or emergency. Why Medical Debt Is So Common Medical debt often comes from: Many bills arrive weeks or months after treatment, catching families unprepared. The Scale of the Problem Millions […]

Health Insurance vs Hospital Costs in the USA: Who Pays What?

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Healthcare in the United States is one of the most expensive systems in the world. Many Americans assume health insurance covers all hospital costs, but the reality is far more complex. Understanding who actually pays what can help families avoid financial shock. How Hospital Billing Works When a patient receives treatment, the hospital sends a […]